Delhi Police Arrest Four for Rs 1.3 Lakh Insurance Fraud Targeting Cancer Patient

The police have recovered four mobile phones and a debit card used in the fraud operation.

New Delhi:

Four individuals have been apprehended by authorities for allegedly defrauding a cancer patient of Rs 1.30 lakh through an insurance scam, police officials announced on Tuesday.

The perpetrators impersonated officials from the Insurance Ombudsman and the Insurance Regulatory and Development Authority of India (IRDAI). Their modus operandi involved targeting vulnerable policyholders who were waiting for refunds or premium settlements, deceiving them by demanding so-called 'processing charges', according to police reports.

Deputy Commissioner of Police (Southwest) Amit Goel stated, "The accused had victimized a cancer patient, extracting Rs 1.30 lakh by posing as regulatory officials. The victim, KP Tomar, had purchased four health insurance policies in 2024 but was unable to continue payments due to mounting medical expenses."

While three of Tomar's policies were successfully refunded, one remained unresolved. On July 5 this year, he received calls from individuals claiming to represent the Insurance Ombudsman, who persuaded him to transfer Rs 83,000 and Rs 47,000 into separate accounts for what they termed a 'refund file preparation'.

The fraudsters subsequently demanded a fabricated Rs 12 lakh RBI bond, which finally alerted the victim to the scam. Following this realization, he filed a formal complaint, and a case was registered at a police station in southwest Delhi.

Investigators analyzed technical evidence and traced the money flow, tracking the funds through two separate accounts before they were channeled into a beneficiary account belonging to Devender Kumar, according to police statements.

Upon arrest, Devender allegedly confessed to utilizing bank accounts registered to his wife Simran and sister-in-law Manpreet Kaur to receive the fraudulently obtained money. He would then transfer these funds to his associate Arun Kumar after retaining a commission.

Subsequent raids in Seelampur led to Arun's capture. He reportedly admitted to impersonating an IRDAI representative and making fraudulent calls using customer information misappropriated by Devender, who was employed at an insurance-related organization.

Police have recovered four mobile phones and a debit card used in the criminal operation.

The arrested individuals are identified as Devender Kumar, Arun Kumar, Simran, and Manpreet Kaur. The investigation continues to uncover further details.