Sanjay Malhotra
RBI Cuts Repo Rate to 5.25%: Impact on Loans, Inflation and Economic Growth in India
Dec 05, 2025 01:25 pm CST
The Reserve Bank of India has reduced its repo rate by 25 basis points to 5.25%, as announced by Governor Sanjay Malhotra. This unanimous decision aims to stimulate economic growth while managing low inflation. The RBI has upgraded its GDP forecast to 7.3% and projected inflation at 2% for FY2025-26. Additional measures include forex swaps and bond purchases worth Rs 1 lakh crore to ensure adequate liquidity in the market.
RBI Governor Sanjay Malhotra Advises Students: "Do Your Karma, Dots Will Connect"
Nov 21, 2025 12:14 pm CST
RBI Governor Sanjay Malhotra shares wisdom with students at Delhi School of Economics, referencing Steve Jobs' philosophy that dots connect in hindsight while emphasizing the importance of passion, hard work, and focusing on the process rather than results in one's career journey.
RBI Governor Urges Fintechs to Build for Inclusion and Prioritize Underserved Populations
Oct 09, 2025 10:27 am CST
RBI Governor Sanjay Malhotra emphasizes the crucial role of fintech companies in expanding financial services to underserved communities, while highlighting innovations in digital finance infrastructure and measures to combat fraud. With India's fintech sector growing to 10,000 companies raising $40 billion over the past decade, the central bank is pushing for responsible innovation that combines inclusion, user-friendly design, and robust security measures.
RBI Governor Confirms No Plans to Charge for UPI Transactions While Considering Digital Enforcement for Credit Purchases
Oct 01, 2025 05:01 pm CST
RBI Governor Sanjay Malhotra has affirmed there are no plans to levy charges on UPI transactions, while the central bank evaluates a proposal for remotely locking phones purchased on credit during payment defaults. The RBI has also raised India's GDP growth projection to 6.8% for the current fiscal year, with Malhotra expressing confidence in continued economic growth alongside price stability.
RBI Maintains 5.5% Repo Rate Amid Economic Growth and Inflation Assessment: Growth Forecast Raised to 6.8%
Oct 01, 2025 01:27 pm CST
The Reserve Bank of India unanimously voted to keep its key repo rate at 5.50% for the second consecutive time while adopting a neutral stance. Despite previous rate cuts totaling 100 basis points in early 2025, the RBI is evaluating their impact alongside recent tax cuts. The central bank raised its GDP growth forecast to 6.8% while lowering inflation projections to 2.6%, creating potential space for future monetary easing as it balances domestic economic resilience against global trade challenges.
Will Trump Tariffs Impact India's Growth? What RBI Governor Said
Aug 06, 2025 04:10 pm CST
RBI on Wednesday kept its policy interest rate unchanged, as policymakers weighed the risks posed by changing global trade policies and the uncertainties surrounding the potential for higher tariffs by the US President Donald Trump's administration.