monetary policy
Federal Reserve Implements Third Rate Cut of the Year Amid Labor Market Concerns and Persistent Inflation
Dec 11, 2025 03:13 am CST
The US Federal Reserve has cut interest rates for the third consecutive time this year to a range between 3.50% and 3.75%, citing labor market concerns despite elevated inflation. The decision revealed deepening divisions among Fed officials, with three members voting against the reduction while the central bank projected at least one more rate cut next year and revised its 2026 GDP growth forecast upward to 2.3%.
RBI Cuts Repo Rate to 5.25% as Inflation Hits Historic Low: Impact on Loans and Savings
Dec 05, 2025 01:44 pm CST
The Reserve Bank of India has reduced the repo rate by 25 basis points to 5.25% amid record-low inflation of 0.25% and a weakening rupee. This article examines how this policy change affects borrowers and savers, the mechanics of repo rate adjustments, and their impact on various loan types including home, auto, and MSME loans.
RBI Cuts Repo Rate to 5.25%: Impact on Loans, Inflation and Economic Growth in India
Dec 05, 2025 01:25 pm CST
The Reserve Bank of India has reduced its repo rate by 25 basis points to 5.25%, as announced by Governor Sanjay Malhotra. This unanimous decision aims to stimulate economic growth while managing low inflation. The RBI has upgraded its GDP forecast to 7.3% and projected inflation at 2% for FY2025-26. Additional measures include forex swaps and bond purchases worth Rs 1 lakh crore to ensure adequate liquidity in the market.
Central Banks Remain Cautious on AI Adoption While Dollar Dominance Persists Despite Diversification Efforts
Nov 27, 2025 02:26 am CST
A survey of central banks managing $6.5 trillion reveals most haven't integrated AI into core operations, with 93% avoiding digital assets. Despite desires to diversify from the dollar, its unmatched liquidity maintains its dominance as the global reserve currency amid shifting toward a multipolar financial system.
S&P Global Projects India's GDP Growth at 6.7% for Next Fiscal Year: Economic Outlook Analysis
Nov 24, 2025 03:42 pm CST
S&P Global Ratings forecasts India's economy to grow at 6.5% in the current financial year and 6.7% in the next fiscal year, driven by strong domestic demand, tax cuts, and monetary easing. Recent policy changes including GST reductions, income tax relief, and lower interest rates are expected to boost middle-class consumption despite global trade challenges.
Federal Reserve Faces Policy Decisions Without Critical October Economic Data Due to Government Shutdown
Nov 22, 2025 02:58 am CST
The US government has canceled the October inflation report due to data collection challenges during the 43-day shutdown, creating uncertainty for the Federal Reserve ahead of its December interest rate meeting. With both inflation and jobs reports unavailable, policymakers must make critical economic decisions without access to the latest economic indicators.
India's Retail Inflation Hits 8-Year Low of 1.54% in September 2025: Impact on Monetary Policy
Oct 14, 2025 01:28 pm CST
India's retail inflation has dropped to an 8-year low of 1.54% in September 2025, falling below the RBI's comfort zone for the second time this year. This significant decline is primarily attributed to reduced prices of vegetables, fruits, and pulses, alongside GST rationalization effects. Economists project continued moderate inflation and anticipate a possible 25 basis point rate cut by December 2025, as the RBI revises its inflation outlook downward to 2.6% for 2025-26.
RBI Governor Confirms No Plans to Charge for UPI Transactions While Considering Digital Enforcement for Credit Purchases
Oct 01, 2025 05:01 pm CST
RBI Governor Sanjay Malhotra has affirmed there are no plans to levy charges on UPI transactions, while the central bank evaluates a proposal for remotely locking phones purchased on credit during payment defaults. The RBI has also raised India's GDP growth projection to 6.8% for the current fiscal year, with Malhotra expressing confidence in continued economic growth alongside price stability.
RBI Increases IPO Loan Limit to Rs 25 Lakh and Eases Banking Regulations to Boost Credit Access
Oct 01, 2025 03:45 pm CST
The Reserve Bank of India has implemented significant reforms to enhance credit accessibility, including raising IPO financing limits to Rs 25 lakh per person, allowing banks to finance corporate acquisitions, and increasing lending limits against shares to Rs 1 crore. These changes aim to stimulate infrastructure development and overall economic growth while giving banks until 2027 to adapt to new regulatory frameworks.
RBI Maintains 5.5% Repo Rate Amid Economic Growth and Inflation Assessment: Growth Forecast Raised to 6.8%
Oct 01, 2025 01:27 pm CST
The Reserve Bank of India unanimously voted to keep its key repo rate at 5.50% for the second consecutive time while adopting a neutral stance. Despite previous rate cuts totaling 100 basis points in early 2025, the RBI is evaluating their impact alongside recent tax cuts. The central bank raised its GDP growth forecast to 6.8% while lowering inflation projections to 2.6%, creating potential space for future monetary easing as it balances domestic economic resilience against global trade challenges.