RBI Increases IPO Loan Limit to Rs 25 Lakh and Eases Banking Regulations to Boost Credit Access

Oct 01, 2025 03:45 pm CST

The Reserve Bank of India has implemented significant reforms to enhance credit accessibility, including raising IPO financing limits to Rs 25 lakh per person, allowing banks to finance corporate acquisitions, and increasing lending limits against shares to Rs 1 crore. These changes aim to stimulate infrastructure development and overall economic growth while giving banks until 2027 to adapt to new regulatory frameworks.