EPFO Simplifies Provident Fund Withdrawal Rules: Complete Guide to 100% Balance Access and New Digital Services

Oct 14, 2025 03:51 pm CST

The Employees' Provident Fund Organisation has revolutionized its withdrawal system by allowing members to access up to 100% of their EPF balance. The new framework consolidates 13 previous rules into three categories, increases education and marriage withdrawal limits, and introduces the Vishwas Scheme to resolve payment disputes. Additionally, EPFO 3.0 brings digital transformation with instant settlements and automatic contributions, serving over 30 crore members more efficiently.