India Launches On-Device Biometric Authentication for UPI: Revolutionizing Digital Payments with Aadhaar Integration

Oct 07, 2025 10:33 pm CST

The Indian government has introduced three groundbreaking UPI features: on-device biometric authentication eliminating the need for PINs, Aadhaar-based face authentication for UPI PIN management, and UPI-enabled cash withdrawals at micro-ATMs. Launched by Department of Financial Services Secretary M. Nagaraju at GFF 2025, these innovations aim to enhance security while improving accessibility for all users, particularly seniors and first-time digital payment adopters.