India Proposes 100% FDI in Insurance Sector with New Amendment Bill: Comprehensive Reforms for Policyholder Protection and Market Growth

Dec 16, 2025 04:22 pm CST

Finance Minister Nirmala Sitharaman has introduced the Insurance Laws (Amendment) Bill 2025, which proposes increasing FDI limits in insurance to 100%, establishes a Policyholders' Protection Fund, and creates a framework for digital infrastructure in the sector. The comprehensive reforms aim to achieve "Insurance for All by 2047" while strengthening consumer protection and regulatory governance.